MyKy is a social commerce app that brings online reselling, traditional offline shopping and recurring payments into a single interface. MyKy lets users shop directly from manufacturers at competitive prices, recommend products to friends to grow earnings, pay everyday bills, and discover local shops registered under the MyKy brand. The platform performs quality checks on listed products, supports fast delivery for online orders, offers guest purchases via mobile OTP, and enables instant community wallet transfers from in-store QR payments.

Key Features

Online marketplace with products sourced directly from manufacturers to offer competitive pricing and faster delivery.

Share-and-earn referral system: share products using your member ID and receive a profit share when referrals register and transact; guest buying is supported via mobile OTP.

All recurring payment utilities in one place, including mobile recharge, DTH, water and electricity bills, FASTag, insurance and LPG booking.

Unified local shop directory with photos and a map widget to find shops by category or nearby while traveling.

MyKy Supplier Terminal welcomes manufacturers, distributors and SMEs (GST holders) to list products with quality verification and no platform listing charge through August 15, 2025.

In-store QR checkout that credits community wallets instantly and integrates offline merchants into the same rewards ecosystem.

Advantages

Members receive a share of platform earnings deposited to their bank account after successful trades, creating a passive earning channel.

Combines online shopping, local store discovery and bill payments in a single app to reduce the need for multiple services.

Direct procurement from manufacturers and pre-listing quality inspections aim to improve product value and trust.

Local merchants gain visibility under one brand, helping small retailers connect with digital customers and offer in-store discounts via QR payments.

Suppliers can build small communities and participate in reward programs to promote their offerings without upfront listing fees until the specified date.

Disadvantages

Supplier participation requires GST registration, which limits access for some very small or informal vendors.

Local availability and the number of registered shops will vary by area, so offline benefits depend on merchant adoption.

Member earnings depend on successful referrals and transactions rather than guaranteed payouts, so immediate income is not assured.